What changes a transfer estimate

InputEffectCheck
Larger fileMore time at the same speedConfirm whether the file uses decimal GB or binary GiB.
Higher delivered MbpsLess ideal transfer timeUse the speed available to that device, not only the plan name.
Slow server or storageReal time can exceed the estimateThe internet connection may not be the active bottleneck.

Ideal and practical time answer different questions

Ideal time is the payload divided by the selected speed. Practical time applies the same documented transfer allowance used by the calculator. Neither result guarantees when a particular service will finish.

Use download speed for a download and upload speed for an upload. When comparing a plan, use its Typical Download or Typical Upload value where available.

Sources: United States Government (S21)

File units matter

GB and MB are decimal units; GiB and MiB are binary units. The tool supports all four and converts them before applying the line-rate formula. If another app reports MB/s instead of Mbps, use the unit converter rather than treating the numbers as equal.